Financial Planning for Expatriate Families in Mallorca
Financial Planning for Expatriate Families in Mallorca Arriving in Mallorca with a life built in another country is, financially speaking, almost like starting from scratch. Bank accounts abroad, pensions from another system, properties in another country, tax uncertainties about what you declare here and what you continue to declare there. And on top of that, […]
Retirement planning in Mallorca: Taxation, Pensions and what you should know before you turn 60
Retirement planning in Mallorca: Taxation, Pensions and what you should know before you turn 60 Retirement in Mallorca has an idyllic image. And in many ways, it is. But there’s a gap between that image and the financial reality that should be closed early on—because the decisions you make in the ten or fifteen years […]
Asset Management in Mallorca for Foreigners
Asset Management in Mallorca for Foreigners Moving to Mallorca changes many things. The pace of life, the climate, the surroundings. And also, although it’s not always talked about, the way you have to manage your assets. The rules of the financial game are not the same in Spain as in Germany, the United Kingdom, France, […]
Mortgages for the Self-Employed in Mallorca: What Banks Don’t Tell You
Mortgages for the Self-Employed in Mallorca: What Banks Don’t Tell You Getting a mortgage as a self-employed person in Mallorca is perfectly possible. The problem is that the process is different from that of an employee, no one explains it clearly, and without good preparation, it’s easy to end up with worse terms than you […]
How to Get a Mortgage in Mallorca Step by Step
How to Get a Mortgage in Mallorca Step by Step Buying a property in Mallorca is, for many, one of the most important projects of their lives. Whether as a primary residence, a second home, or an investment, the process of securing a mortgage can raise many questions, especially if you’re not familiar with how […]
What is Mortgage Subrogation? Complete Guide
What is Mortgage Subrogation? Complete Guide If you are thinking about adjusting your mortgage or are about to close on a purchase, you have probably come across this question: what is mortgage subrogation and why are more and more people—especially investors—choosing this option? In short, it is a legal formula that allows you to modify […]
What Does a Mortgage Advisor Do and Why Do You Need One?
What Does a Mortgage Advisor Do and Why Do You Need One? Buying a home is exciting, yes, but the mortgage part usually creates headaches. Between banks and paperwork, you barely know where to start. And that’s exactly where a mortgage advisor comes in — to give you a helping hand throughout the whole process. […]
What’s Wrong with Reverse Mortgages: Complete Professional Guide 2025
Reverse mortgages have become popular with people over 65 who want to earn extra money without moving out of their own home. How does it work? In a nutshell, the home is mortgaged to receive rent – which can be monthly, quarterly or all at once – while retaining the right to continue living in […]
Is Mortgage Life Insurance Mandatory?
For many families, taking out a mortgage is the biggest financial decision of their lives. Between the commissions, bonuses and linked products offered by banks, a very common doubt arises: is life insurance compulsory for the mortgage, or is it a negotiable condition that is not always necessary? This article provides you with a clear […]
We were present at the COPE Mallorca 2024 Awards: A real Luxury
We were present at the COPE Mallorca 2024 Awards: A real Luxury On 25 November, I had the pleasure of attending, along with part of my team, the eagerly awaited COPE Mallorca 2024 Awards gala, held in the elegant surroundings of the Sala Magna of the Es Molí d’Es Comte restaurant in Palma. I am […]
