Dividend withholdings in 2025
Dividend withholding by country in 2025 When we talk about investing in international shares, dividends are a key part of the total return, along with the profits obtained from selling those securities. However, it is not as straightforward as it sounds: taxes can play a significant role in calculating actual profitability. And this is where […]
Which mortgages can the installments be deducted in the income tax return?
Which mortgages can the installments be deducted in the income tax return? Why are some families able to deduct mortgage payments every year in their income tax return and others not? In Spain, the deduction for investment in primary residence was abolished as of January 1, 2013. This modification was established in Law 16/2012, of […]
Where do Spanish wealth funds invest?
Where do Spanish wealth funds invest? Never before in history has wealth been so democratized. That is to say, never before has humanity had access to so many tools for all pockets to be able to grow our savings and, little by little, create wealth. According to the Tax Agency, in 2021 there were 231,367 […]
Assumptions for redeeming my pension plan in 2025
Assumptions for redeeming my pension plan in 2025 You’ve probably already read that as of January 1, 2025, you’ll be able to redeem your pension plan, so you won’t need to wait until retirement to touch money that will come in handy now. But before you make any moves you should do some informed thinking, […]
Only 4.8% of Spaniards have advanced financial knowledge
Only 4.8% of Spaniards have advanced financial knowledge There are many families who believe that in Spain there should be a compulsory subject of Financial Education at school. Proof of this is that when a person is getting older and starts working, he or she hardly knows the alternatives that exist to manage his or […]
Why automating your savings can change your life
Why automating your savings can change your life The best way to start having a better home economy is to take the first step. It’s just a start. And the best time is now. There is no other. Often, overthinking and delaying the start is a sabotaging symptom of fear. Today, planning is not a […]
Your planning as a shield against layoffs at age 50
Your planning as a shield against layoffs at age 50 If you are over 50 years old and the layoff of 10 people has been announced, being to tell you that you have many numbers to be one of the chosen ones. This is revealed by the State Public Employment Service (SEPE), highlighting that 46.5% […]
