The best way to start having a better home economy is to take the first step. It’s just a start. And the best time is now. There is no other. Often, overthinking and delaying the start is a sabotaging symptom of fear. Today, planning is not a luxury, but a necessity. Good planning is the basis for a wonderful life.

Many people find it inconvenient to have to make manual transfers each month to a savings account separate from the main savings account.

This classic strategy has two drawbacks:

• The first is that if you forget to make the transfer one month, you do not save that month.

• But also keep in mind that even if you save a lot of money each month, the current account will grow your savings by 0% while the cost of living each year continues to rise.

Designing a plan and automating your savings can really change your life, for these eight reasons:

1. Instills financial discipline: It doesn’t matter how much of a saver you are, because automating savings ensures that you save consistently. It eliminates the temptation to spend money before you save it.

2. You build and delegate a habit: You avoid the risk of forgetting to save or postponing saving because it is automated. You don’t have to take energy out of your busy day to remember to save, because you delegate to your savings plan, which already does it for you.

3. You generate profitability: You do not need large amounts to generate profitability. By being in a plan that generates a monthly return, your money works for you, generating interest that accumulates over time, something that does not happen in a checking account.

4. Accumulation of compound interest: The profitability that month by month your savings generate accumulates and is automatically reinvested. This allows your capital to increase exponentially over time. As Albert Einstein once said, “it is the eighth wonder of the world”.

5. Convenience and time savings: Automation allows you to disconnect and forget about saving, which not only saves you money on an ongoing basis, but also time and effort. It also saves time and effort.

6. Flexibility: Each savings plan or schedule is 100% customizable and allows you to adjust the amount saved each month, depending on your needs or changes in income, to make it as flexible as possible.

7. Financial planning: Automating savings allows you to look beyond the short term or the current month. You create a habit of accumulating savings so that you have money to meet any future financial goals, such as putting a down payment on a house, having money to go on a trip, saving for my children’s college, or retiring early.

8. Reduce financial stress: 90% of people who suffer from stress are financially stressed. Sleeping peacefully at night is a priceless pleasure. Automating savings reduces stress related to frequent financial decisions, since you know that your savings are being managed efficiently.

Small, seemingly insignificant daily improvements, if made consistently over time, lead to amazing results. As Robert Louis Stevenson once said, “judge not each day by the harvest you reap, but by the seed you sow“. Every great heritage also began by taking a first step and sowing a first seed.