{"id":3378,"date":"2026-06-05T15:26:07","date_gmt":"2026-06-05T15:26:07","guid":{"rendered":"https:\/\/joseselles.com\/self-build-mortgage-in-mallorca-how-to-finance-the-construction-of-your-home\/"},"modified":"2026-06-05T16:26:36","modified_gmt":"2026-06-05T16:26:36","slug":"self-build-mortgage-in-mallorca-how-to-finance-the-construction-of-your-home","status":"publish","type":"post","link":"https:\/\/joseselles.com\/en\/self-build-mortgage-in-mallorca-how-to-finance-the-construction-of-your-home\/","title":{"rendered":"Self-build mortgage in Mallorca: how to finance the construction of your home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3378\" class=\"elementor elementor-3378 elementor-3263\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f36d604 e-flex e-con-boxed e-con e-parent\" data-id=\"7f36d604\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f8c9b38 elementor-widget elementor-widget-text-editor\" data-id=\"3f8c9b38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p><\/p>\n\n\n<p><script type=\"application\/ld+json\"><br\/>\n{<br\/>\n  \"@context\": \"https:\/\/schema.org\",<br\/>\n  \"@type\": \"FAQPage\",<br\/>\n  \"mainEntity\": [<br\/>\n    {<br\/>\n      \"@type\": \"Question\",<br\/>\n      \"name\": \"\u00bfSe puede financiar la compra del terreno con una hipoteca autopromotor?\",<br\/>\n      \"acceptedAnswer\": {<br\/>\n        \"@type\": \"Answer\",<br\/>\n        \"text\": \"No. La hipoteca autopromotor financia exclusivamente la construcci\u00f3n de la vivienda, no la compra del suelo. Uno de sus requisitos es que ya seas propietario del terreno y est\u00e9 inscrito a tu nombre en el Registro de la Propiedad. La compra de la parcela la cubres con ahorros o con financiaci\u00f3n previa, y solo despu\u00e9s solicitas la autopromotor para levantar la casa.\"<br\/>\n      }<br\/>\n    },<br\/>\n    {<br\/>\n      \"@type\": \"Question\",<br\/>\n      \"name\": \"\u00bfCu\u00e1nto tarda en concederse una hipoteca autopromotor en Mallorca?\",<br\/>\n      \"acceptedAnswer\": {<br\/>\n        \"@type\": \"Answer\",<br\/>\n        \"text\": \"El estudio de una hipoteca autopromotor suele tardar m\u00e1s que una hipoteca normal porque el banco analiza el proyecto, el presupuesto y la viabilidad de la obra. Entre la presentaci\u00f3n del expediente completo y la firma pueden pasar de 6 a 10 semanas. A ese plazo hay que sumar el tiempo previo de licencia de obra municipal, que en algunos ayuntamientos de Mallorca se alarga varios meses.\"<br\/>\n      }<br\/>\n    },<br\/>\n    {<br\/>\n      \"@type\": \"Question\",<br\/>\n      \"name\": \"\u00bfSirve una hipoteca autopromotor para construir una casa prefabricada en Mallorca?\",<br\/>\n      \"acceptedAnswer\": {<br\/>\n        \"@type\": \"Answer\",<br\/>\n        \"text\": \"S\u00ed, pero depende del banco y del tipo de construcci\u00f3n. Muchas entidades financian casas prefabricadas o de entramado ligero siempre que est\u00e9n ancladas al terreno, cuenten con proyecto visado y licencia, y se consideren inmueble a efectos registrales. Conviene confirmarlo con cada entidad antes de avanzar, porque algunos bancos son m\u00e1s restrictivos con la prefabricada que con la obra tradicional.\"<br\/>\n      }<br\/>\n    },<br\/>\n    {<br\/>\n      \"@type\": \"Question\",<br\/>\n      \"name\": \"\u00bfQu\u00e9 pasa si el presupuesto de obra se queda corto a mitad de construcci\u00f3n?\",<br\/>\n      \"acceptedAnswer\": {<br\/>\n        \"@type\": \"Answer\",<br\/>\n        \"text\": \"Si la obra se encarece y el presupuesto inicial no llega, la diferencia la asumes t\u00fa con fondos propios; el banco no ampl\u00eda autom\u00e1ticamente el pr\u00e9stamo. Por eso es fundamental partir de un presupuesto realista, con un margen para imprevistos del 10-15%, y tener una reserva de liquidez. Ampliar la hipoteca a mitad de obra es complejo y no siempre es posible.\"<br\/>\n      }<br\/>\n    }<br\/>\n  ]<br\/>\n}<br\/>\n<\/script><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6188e201 e-flex e-con-boxed e-con e-parent\" data-id=\"6188e201\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-673ab27b elementor-widget elementor-widget-text-editor\" data-id=\"673ab27b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p><\/p>\n\n\n\n<p><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30dd23c4 e-con-full e-flex e-con e-parent\" data-id=\"30dd23c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2081678c elementor-widget elementor-widget-heading\" data-id=\"2081678c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Self-Promotor Mortgage in Mallorca: How to Finance the Construction of your Home<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6219f9ac elementor-widget elementor-widget-image\" data-id=\"6219f9ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2026\/06\/hipoteca-autopromotor-en-mallorca-1024x683.jpg\" class=\"attachment-large size-large wp-image-3293\" alt=\"Hipoteca autopromotor Mallorca \u2014 gu\u00eda de Jos\u00e9 Sell\u00e9s\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2026\/06\/hipoteca-autopromotor-en-mallorca-1024x683.jpg 1024w, https:\/\/joseselles.com\/wp-content\/uploads\/2026\/06\/hipoteca-autopromotor-en-mallorca-300x200.jpg 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2026\/06\/hipoteca-autopromotor-en-mallorca-768x512.jpg 768w, https:\/\/joseselles.com\/wp-content\/uploads\/2026\/06\/hipoteca-autopromotor-en-mallorca.jpg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52d40fa1 elementor-widget elementor-widget-text-editor\" data-id=\"52d40fa1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p><span style=\"color: #000000;\">A self-build mortgage in Mallorca finances the construction of your home on land that is already yours, not the purchase of the land. The bank releases the money in phases as the work progresses: around 20-30% at the beginning, another 20-25% at the closing of the structure and the rest at the end. In 2026 the entities finance up to 80% of the appraised value, with a grace period of up to 2 years and the 12-month Euribor at 2.77%. You need registered developable land, approved project and building permit.   <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">Do you want to build your house in Mallorca instead of buying it ready-made? It is an increasingly common decision on the island. With the price of housing in the Balearic Islands at historic highs &#8211; above 4,170 euros per square meter in 2026, according <a style=\"color: #000000;\" href=\"https:\/\/www.ultimahora.es\/noticias\/local\/2026\/05\/29\/2639539\/precio-vivienda-balears-bate-otro-record-supera-4170-euros-por-metro-cuadrado.html\" target=\"_blank\" rel=\"noopener\">to Gesvalt data collected by \u00daltima Hora &#8211;<\/a>building your own home on land you already own is starting to pay off. But the self-build mortgage does not work like a normal mortgage. And that is where many people get lost. Let&#8217;s see it clearly.     <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\">What is a self-promoter mortgage and how does it differ from a normal mortgage?<\/span><\/h2>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">A self-promoting mortgage is a loan intended to finance the construction of a home that is promoted by the future owner himself. The big difference with a conventional mortgage is that the bank does not deliver all the money at once: it releases it in tranches as the work progresses and the architect certifies each phase. <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">This changes everything. In a purchase mortgage you sign and on the day of the deed the money goes to the seller. Here there is no seller: there is a construction site to be built. The bank assumes a different risk &#8211; it lends on something that does not yet exist &#8211; and therefore requires more guarantees and designs the loan differently. The good news is that you only pay interest on the money that has been delivered to you, not on the total from day one.    <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">In Mallorca this product has a specific attraction: there are inland areas -Algaida, Sineu, Montu\u00efri, rustic Llucmajor- where it is still possible to find land, and custom-building can be more profitable than fighting for a finished home in a stressed market.<\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\">What are the requirements for a self-developed mortgage in 2026?<\/span><\/h2>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">The starting requirement is that the land is already yours and is in your name in the Land Registry. The self-promoting mortgage finances the work, not the purchase of the land. If you do not yet have the plot, you cover that part with savings or other pre-financing.  <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">Thereafter, banks in 2026 ask for this documentation:<\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<ol class=\"wp-block-list\">\n<li><span style=\"color: #000000;\">Land for development registered in the <a style=\"color: #000000;\" href=\"https:\/\/www.registradores.org\/\" target=\"_blank\" rel=\"noopener\">Land Registry<\/a> in the name of the applicant.<\/span><\/li>\n \n<li><span style=\"color: #000000;\">Construction project drafted by an architect and approved by the Colegio Oficial de Arquitectos.<\/span><\/li>\n \n<li><span style=\"color: #000000;\">Building permit granted by the town hall of the municipality where the plot is located.<\/span><\/li>\n \n<li><span style=\"color: #000000;\">Energy efficiency certificate of the project.<\/span><\/li>\n \n<li><span style=\"color: #000000;\">Execution budget prepared with the construction company.<\/span><\/li>\n<\/ol>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">Without these five elements, no bank will open the file. And here is a golden warning: the building permit in many municipalities of Mallorca can take months. It is convenient to have the administrative calendar on track before sitting down with the entity, because the bank works on real projects, not on intentions.  <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\">How is the money delivered? The disposition phases <\/span><\/h2>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">The money for a self-promotory mortgage is delivered in staggered provisions, linked to the architect&#8217;s certifications confirming the actual progress of the work. You do not receive the full amount at signing. <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th><span style=\"color: #000000;\">Phase<\/span><\/th>\n<th><span style=\"color: #000000;\">Timing<\/span><\/th>\n<th><span style=\"color: #000000;\">Approximate % of loan<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"color: #000000;\">Home \/ Writing<\/span><\/td>\n<td><span style=\"color: #000000;\">At signing and start<\/span><\/td>\n<td><span style=\"color: #000000;\">20-30%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000;\">Structure completed<\/span><\/td>\n<td><span style=\"color: #000000;\">After certification (3-5 months)<\/span><\/td>\n<td><span style=\"color: #000000;\">20-25%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000;\">Enclosures and installations<\/span><\/td>\n<td><span style=\"color: #000000;\">Facades, roof, installations<\/span><\/td>\n<td><span style=\"color: #000000;\">20-25%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000;\">End of construction<\/span><\/td>\n<td><span style=\"color: #000000;\">Final certificate and certificate of occupancy<\/span><\/td>\n<td><span style=\"color: #000000;\">Rest<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">During construction there is usually a grace period: you pay only the interest on the capital drawn down and do not start repaying the principal until the house is finished. Banks such as Santander offer a grace period of up to 2 years and repayment terms of up to 30 years for primary residences. This is an important relief, because during the construction work many families continue to pay rent.  <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\">How much does the bank finance in a self-promoter mortgage?<\/span><\/h2>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">In 2026 the entities finance up to 80% of the appraised value of the project for primary residence, although the percentage varies according to the bank and the destination of the house. For second homes the limit usually drops to 60-70%. <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">Each entity approaches it differently. Bankinter finances up to 80% of the appraised value; Santander covers up to 100% of the execution budget but with a ceiling of 70% of the replacement value. These seem like technicalities, and they are, but they make differences of tens of thousands of euros in what they actually lend you. Comparing these conditions &#8211; and negotiating them &#8211; is just where an <a style=\"color: #000000;\" href=\"https:\/\/joseselles.com\/en\/mortgage-advisor\/\">independent mortgage advisor in Mallorca<\/a> saves you money and scares.   <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">The monthly cost depends on the interest rate. In June 2026 the 12-month Euribor stands at 2.77%, according to <a style=\"color: #000000;\" href=\"https:\/\/www.bbva.es\/finanzas-vistazo\/ef\/hipotecas\/evolucion-euribor.html\" target=\"_blank\" rel=\"noopener\">the evolution published by BBVA<\/a>, with fixed mortgages starting at 2.75% NIR. Choosing between fixed and variable in a long construction project is not a minor detail.  <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\">How much does it cost to build a house in Mallorca and how does the budget fit in?<\/span><\/h2>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">The execution budget is the backbone of the file: the bank lends on that figure, validated by the architect. In Mallorca, the cost of construction has risen due to the price of materials and the shortage of skilled labor, so a realistic budget with a cushion for unforeseen events is advisable. <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">And here is the key: the bank does not finance overexertion. If the work becomes more expensive halfway through and the initial budget falls short, you make the difference. That is why a good previous financial planning -how much you can allocate, what safety margin you leave, how it fits with your <a style=\"color: #000000;\" href=\"https:\/\/joseselles.com\/en\/why-automating-your-savings-can-change-your-life\/\">savings and investment plans-<\/a>prevents the house of your dreams from becoming a cash flow problem.  <\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<div class=\"seo-faq\"><span style=\"color: #000000;\"><\/span>\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\">Frequently asked questions about the autopromotor mortgage in Mallorca<\/span><\/h2>\n<span style=\"color: #000000;\"> <\/span>\n<h3 class=\"wp-block-heading\"><span style=\"color: #000000;\">Can the purchase of the land be financed with a self-development mortgage?<\/span><\/h3>\n<span style=\"color: #000000;\"> <\/span>\n<p><span style=\"color: #000000;\">No. The self-promoter mortgage finances exclusively the construction of the house, not the purchase of the land. One of its requirements is that you already own the land and it is registered in your name in the Land Registry. You cover the purchase of the plot of land with savings or with previous financing, and only after that you apply for the self-promotor mortgage to build the house.   <\/span><\/p>\n<span style=\"color: #000000;\"> <\/span>\n<h3 class=\"wp-block-heading\"><span style=\"color: #000000;\">How long does it take to get a self-build mortgage in Mallorca?<\/span><\/h3>\n<span style=\"color: #000000;\"> <\/span>\n<p><span style=\"color: #000000;\">The study of a self-builder mortgage usually takes longer than a normal mortgage because the bank analyzes the project, the budget and the feasibility of the work. Between the presentation of the complete file and the signature, 6 to 10 weeks may pass. To this period must be added the previous time for the municipal building license, which in some town halls of Mallorca takes several months.  <\/span><\/p>\n<span style=\"color: #000000;\"> <\/span>\n<h3 class=\"wp-block-heading\"><span style=\"color: #000000;\">Can a self-build mortgage be used to build a prefabricated house in Mallorca?<\/span><\/h3>\n<span style=\"color: #000000;\"> <\/span>\n<p><span style=\"color: #000000;\">Yes, but it depends on the bank and the type of construction. Many banks will finance prefabricated or light-frame houses as long as they are anchored to the ground, have an approved project and license, and are considered real estate for registry purposes. It is advisable to confirm this with each bank before moving forward, because some banks are more restrictive with prefabricated houses than with traditional construction.  <\/span><\/p>\n<span style=\"color: #000000;\"> <\/span>\n<h3 class=\"wp-block-heading\"><span style=\"color: #000000;\">What happens if the construction budget falls short in the middle of construction?<\/span><\/h3>\n<span style=\"color: #000000;\"> <\/span>\n<p><span style=\"color: #000000;\">If the work becomes more expensive and the initial budget is not met, you assume the difference with your own funds; the bank does not automatically extend the loan. That is why it is essential to start with a realistic budget, with a margin for unforeseen events of 10-15%, and to have a liquidity reserve. Extending the mortgage in the middle of the work is complex and is not always possible.  <\/span><\/p>\n<span style=\"color: #000000;\"><\/span><\/div>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\">When NOT to take out a self-promoter mortgage<\/span><\/h2>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">Building is not always the best decision. The self-builder mortgage <strong>does not<\/strong> suit you if: <\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<ul class=\"wp-block-list\">\n<li><span style=\"color: #000000;\">You don&#8217;t have the land yet: without land ownership, this product does not apply.<\/span><\/li>\n \n<li><span style=\"color: #000000;\">You are looking to move in a few months: a construction from scratch rarely takes less than 12-18 months.<\/span><\/li>\n \n<li><span style=\"color: #000000;\">Your cash flow is fair: during construction you usually pay interest on the loan and, often, rent at the same time.<\/span><\/li>\n \n<li><span style=\"color: #000000;\">You do not want to take the risk of cost overruns, which in the current market in Mallorca are frequent.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">In such cases, a traditional buy-to-let mortgage &#8211; as explained in our <a style=\"color: #000000;\" href=\"https:\/\/joseselles.com\/en\/how-to-get-a-mortgage-in-mallorca-step-by-step\/\">step-by-stepguide on how to get a mortgage in Mallorca &#8211;<\/a>is often more suitable.<\/span><\/p>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<h2 class=\"wp-block-heading\"><span style=\"color: #000000;\">Speak to an advisor before applying for your self-promoter mortgage<\/span><\/h2>\n<p><span style=\"color: #000000;\"> <\/span><\/p>\n<p><span style=\"color: #000000;\">The self-build mortgage has a lot more edges than a normal mortgage: phases of disposition, grace period, financing percentages that are calculated differently in each bank and a budget that has to be shielded. As an <a style=\"color: #000000;\" href=\"https:\/\/joseselles.com\/en\/\">independent financial advisor in Mallorca<\/a>, I compare the real conditions of several entities, I help you to structure the project and business for you. The first consultation is free and without obligation. Call me at <strong>660 845 921<\/strong> and we will see if building your house in Mallorca is worthwhile.   <\/span><\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Self-Promotor Mortgage in Mallorca: How to Finance the Construction of your Home A self-build mortgage in Mallorca finances the construction of your home on land that is already yours, not the purchase of the land. The bank releases the money in phases as the work progresses: around 20-30% at the beginning, another 20-25% at the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3293,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_yoast_wpseo_focuskw":"","_yoast_wpseo_canonical":"","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":""},"categories":[25],"tags":[],"class_list":["post-3378","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/posts\/3378","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/comments?post=3378"}],"version-history":[{"count":1,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/posts\/3378\/revisions"}],"predecessor-version":[{"id":3379,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/posts\/3378\/revisions\/3379"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/media\/3293"}],"wp:attachment":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/media?parent=3378"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/categories?post=3378"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/tags?post=3378"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}