{"id":2105,"date":"2024-09-10T13:14:05","date_gmt":"2024-09-10T13:14:05","guid":{"rendered":"https:\/\/joseselles.com\/your-planning-as-a-shield-against-layoffs-at-age-50\/"},"modified":"2025-01-13T09:03:36","modified_gmt":"2025-01-13T09:03:36","slug":"your-planning-as-a-shield-against-layoffs-at-age-50","status":"publish","type":"post","link":"https:\/\/joseselles.com\/en\/your-planning-as-a-shield-against-layoffs-at-age-50\/","title":{"rendered":"Your planning as a shield against layoffs at age 50"},"content":{"rendered":"\t\t
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Your planning as a shield against layoffs at age 50<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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If you are over 50 years old and the layoff of 10 people has been announced, being to tell you that you have many numbers to be one of the chosen ones. This is revealed by the State Public Employment Service (SEPE)<\/strong>, highlighting that 46.5% of the unemployed are over 50 years old<\/strong>. An economically complicated stage<\/strong>, if you live from day to day and without financial discipline, since you usually have high fixed expenses, such as a mortgage or child support. <\/p>\n

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Source: SEPE \/ Ceoma<\/p>\n

However, planning is power<\/strong>. And anticipating setbacks like this is always a victory. It is to gain financial peace of mind and, above all, mental health<\/strong>. <\/p>\n

Planning is preparing for unforeseen scenarios<\/strong> so as not to be left unprotected. Any family that saves does so to buy a house, pay for their children’s university studies or pay for their retirement. But it is also necessary to foresee what to do if the only source of income for many families, which is their salary, is cut off. <\/p>\n

A person who starts working at the age of 25 and<\/strong> allocates only 75 euros<\/strong> each month to planning, i.e. 5% of a salary of 1,500 euros<\/strong>, with an annual return of 7%<\/strong>, can have more than 90,000 euros at the age of 55.<\/p>\n

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If this person’s monthly expenses are \u20ac1,200, this person would have the margin to live more than 6 years with expenses paid and not be burdened<\/strong>. In other words, a person who is laid off at the age of 55 could live without being overburdened until the age of 61, when he\/she would be on the verge of retirement. <\/p>\n

To plan ahead is to anticipate in<\/strong> order to gain peace of mind and health in the face of unexpected setbacks that we cannot control, but that can happen at any moment.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Your planning as a shield against layoffs at age 50 If you are over 50 years old and the layoff of 10 people has been announced, being to tell you that you have many numbers to be one of the chosen ones. This is revealed by the State Public Employment Service (SEPE), highlighting that 46.5% […]<\/p>\n","protected":false},"author":1,"featured_media":1962,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar"],"_links":{"self":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/posts\/2105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/comments?post=2105"}],"version-history":[{"count":2,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/posts\/2105\/revisions"}],"predecessor-version":[{"id":2192,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/posts\/2105\/revisions\/2192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/media\/1962"}],"wp:attachment":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/media?parent=2105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/categories?post=2105"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/tags?post=2105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}