{"id":2030,"date":"2024-05-31T12:06:18","date_gmt":"2024-05-31T12:06:18","guid":{"rendered":"https:\/\/joseselles.com\/home\/"},"modified":"2024-12-13T11:39:58","modified_gmt":"2024-12-13T11:39:58","slug":"home","status":"publish","type":"page","link":"https:\/\/joseselles.com\/en\/","title":{"rendered":"home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2030\" class=\"elementor elementor-2030 elementor-268\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73131951 e-con-full e-flex e-con e-parent\" data-id=\"73131951\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-684ee136 e-con-full e-flex e-con e-child\" data-id=\"684ee136\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-78c92020 e-con-full elementor-hidden-mobile e-flex elementor-invisible e-con e-child\" data-id=\"78c92020\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed7832b elementor-widget elementor-widget-image\" data-id=\"ed7832b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/05\/IMG-20221104-WA0017.jpg\" class=\"attachment-large size-large wp-image-1890\" alt=\"\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/05\/IMG-20221104-WA0017.jpg 768w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/05\/IMG-20221104-WA0017-225x300.jpg 225w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d26a65b e-con-full e-flex e-con e-child\" data-id=\"d26a65b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2969c84e elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2969c84e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">OVB Financial Consultant in Palma<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88d8e67 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"88d8e67\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:0,&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We help you to organize and make your savings and assets profitable.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-330cb634 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"330cb634\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:400,&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Request a free informational meeting to see how we can help you.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fcdc26 elementor-mobile-align-center elementor-widget-mobile__width-initial elementor-widget elementor-widget-button\" data-id=\"7fcdc26\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:600,&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6MTk5MSwidG9nZ2xlIjpmYWxzZX0%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book Free Appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2240df6c e-flex e-con-boxed e-con e-child\" data-id=\"2240df6c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-64f088b6 e-con-full e-flex e-con e-child\" data-id=\"64f088b6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a43f4a1 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"a43f4a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" 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itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-star\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-star\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 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54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-star\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-star\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M259.3 17.8L194 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xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-star\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-star\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e350af6 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"5e350af6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">More than 700 satisfied customers<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-77db3890 e-con-full e-flex e-con e-parent\" data-id=\"77db3890\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7219faba e-con-full e-flex e-con e-child\" data-id=\"7219faba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fafc36e elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6fafc36e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Personalized financial advice<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c39df1c e-con-full e-flex e-con e-child\" data-id=\"5c39df1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-117895d4 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"117895d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you have come this far, it is because you are looking to make your money profitable, either by automating your savings in an intelligent way or by looking for the best mortgage. We will advise you in a personal and close way, with a clear and simple language so that you understand each step. Your money will be put to work from the first day to get annual profitability from the hand of only trusted companies.  <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b03426f e-con-full e-flex e-con e-child\" data-id=\"b03426f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1b4cd0ba e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1b4cd0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eafb3e6 elementor-widget elementor-widget-counter\" data-id=\"eafb3e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Satisfied customers<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\">+<\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"700\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61caefc5 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"61caefc5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b9d65e elementor-widget elementor-widget-counter\" data-id=\"9b9d65e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">People in the team<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\">+<\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"20\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12e2e80 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"12e2e80\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9564525 elementor-widget elementor-widget-counter\" data-id=\"9564525\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Commitment to you<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-746cc239 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"746cc239\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:446,&quot;url&quot;:&quot;https:\\\/\\\/joseselles.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/working-on-their-finance-together-betters-their-fi-2023-11-27-05-35-56-utc-scaled.jpg&quot;}],&quot;animation&quot;:&quot;fadeIn&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-245d63ab elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"245d63ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2310ed2a e-con-full e-flex e-con e-child\" data-id=\"2310ed2a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7528c350 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"7528c350\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37f198b2 elementor-widget elementor-widget-heading\" data-id=\"37f198b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Leading company<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3dac8994 elementor-widget elementor-widget-text-editor\" data-id=\"3dac8994\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At OVB you have the guarantee of more than 50 years of experience in financial consulting.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ab4b5d5 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"2ab4b5d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14f68a3b elementor-widget elementor-widget-heading\" data-id=\"14f68a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Secure savings<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e59ddc7 elementor-widget elementor-widget-text-editor\" data-id=\"4e59ddc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We only work with companies regulated by European and Spanish bodies, including the Bank of Spain, the Spanish Securities and Exchange Commission<i> (CNMV)<\/i> and the Directorate General of Insurance and Pension Funds (DGSFP).<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c52b687 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"4c52b687\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73c9ce3e elementor-widget elementor-widget-heading\" data-id=\"73c9ce3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Proven methodology<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3feb4438 elementor-widget elementor-widget-text-editor\" data-id=\"3feb4438\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We use the A-A-S method: after an analysis of the personal situation, we look for the most suitable planning for each client.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-246fe3d4 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"246fe3d4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33aec491 elementor-widget elementor-widget-heading\" data-id=\"33aec491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">24\/7 counseling<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64a02e86 elementor-widget elementor-widget-text-editor\" data-id=\"64a02e86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We offer personalized and comprehensive advice throughout the year in the creation and growth of wealth, as well as personal and asset protection.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f1df97e e-con-full e-flex e-con e-parent\" data-id=\"7f1df97e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-827fe63 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"827fe63\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>OUR SERVICES<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4da724 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e4da724\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We offer financial advice in Palma<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-101d44d5 e-con-full e-flex e-con e-child\" data-id=\"101d44d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5dbbec2a e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"5dbbec2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6105b8d elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6105b8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chart-line\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M496 384H64V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-32c0-8.84-7.16-16-16-16zM464 96H345.94c-21.38 0-32.09 25.85-16.97 40.97l32.4 32.4L288 242.75l-73.37-73.37c-12.5-12.5-32.76-12.5-45.25 0l-68.69 68.69c-6.25 6.25-6.25 16.38 0 22.63l22.62 22.62c6.25 6.25 16.38 6.25 22.63 0L192 237.25l73.37 73.37c12.5 12.5 32.76 12.5 45.25 0l96-96 32.4 32.4c15.12 15.12 40.97 4.41 40.97-16.97V112c.01-8.84-7.15-16-15.99-16z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7087303f elementor-widget elementor-widget-image-box\" data-id=\"7087303f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Tailor-made financial advice<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49241f7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"49241f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3fcb8e elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b3fcb8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-money-check-alt\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M608 32H32C14.33 32 0 46.33 0 64v384c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V64c0-17.67-14.33-32-32-32zM176 327.88V344c0 4.42-3.58 8-8 8h-16c-4.42 0-8-3.58-8-8v-16.29c-11.29-.58-22.27-4.52-31.37-11.35-3.9-2.93-4.1-8.77-.57-12.14l11.75-11.21c2.77-2.64 6.89-2.76 10.13-.73 3.87 2.42 8.26 3.72 12.82 3.72h28.11c6.5 0 11.8-5.92 11.8-13.19 0-5.95-3.61-11.19-8.77-12.73l-45-13.5c-18.59-5.58-31.58-23.42-31.58-43.39 0-24.52 19.05-44.44 42.67-45.07V152c0-4.42 3.58-8 8-8h16c4.42 0 8 3.58 8 8v16.29c11.29.58 22.27 4.51 31.37 11.35 3.9 2.93 4.1 8.77.57 12.14l-11.75 11.21c-2.77 2.64-6.89 2.76-10.13.73-3.87-2.43-8.26-3.72-12.82-3.72h-28.11c-6.5 0-11.8 5.92-11.8 13.19 0 5.95 3.61 11.19 8.77 12.73l45 13.5c18.59 5.58 31.58 23.42 31.58 43.39 0 24.53-19.05 44.44-42.67 45.07zM416 312c0 4.42-3.58 8-8 8H296c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h112c4.42 0 8 3.58 8 8v16zm160 0c0 4.42-3.58 8-8 8h-80c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h80c4.42 0 8 3.58 8 8v16zm0-96c0 4.42-3.58 8-8 8H296c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h272c4.42 0 8 3.58 8 8v16z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a6100e elementor-widget elementor-widget-image-box\" data-id=\"9a6100e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Savings and estate planning<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e8aeb7c e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1e8aeb7c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab1d711 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ab1d711\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-home\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M280.37 148.26L96 300.11V464a16 16 0 0 0 16 16l112.06-.29a16 16 0 0 0 15.92-16V368a16 16 0 0 1 16-16h64a16 16 0 0 1 16 16v95.64a16 16 0 0 0 16 16.05L464 480a16 16 0 0 0 16-16V300L295.67 148.26a12.19 12.19 0 0 0-15.3 0zM571.6 251.47L488 182.56V44.05a12 12 0 0 0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e9f2ff elementor-widget elementor-widget-image-box\" data-id=\"8e9f2ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Mortgage advice<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ceab06c e-con-full e-flex e-con e-parent\" data-id=\"ceab06c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6be8d09 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6be8d09\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BLOG<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4260b58 e-con-full e-flex e-con e-child\" data-id=\"4260b58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d746f5f e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"d746f5f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9018527 elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"9018527\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3066 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categorizar\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/joseselles.com\/en\/how-to-get-a-mortgage-in-mallorca-step-by-step\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2026\/03\/como-conseguir-una-hipoteca-en-mallorca-paso-a-paso-300x200.jpg\" class=\"attachment-medium size-medium wp-image-3053\" alt=\"\u00bfQuieres saber c\u00f3mo conseguir una hipoteca en Mallorca paso a paso? En este art\u00edculo te lo explico. Asesor Hipotecario en Palma de Mallorca.\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2026\/03\/como-conseguir-una-hipoteca-en-mallorca-paso-a-paso-300x200.jpg 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2026\/03\/como-conseguir-una-hipoteca-en-mallorca-paso-a-paso-768x512.jpg 768w, https:\/\/joseselles.com\/wp-content\/uploads\/2026\/03\/como-conseguir-una-hipoteca-en-mallorca-paso-a-paso.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/joseselles.com\/en\/how-to-get-a-mortgage-in-mallorca-step-by-step\/\" >\n\t\t\t\tHow to Get a Mortgage in Mallorca Step by Step\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3000 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categorizar\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/joseselles.com\/en\/what-is-mortgage-subrogation-complete-guide\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2026\/01\/que-es-subrogar-una-hipoteca-300x200.jpg\" class=\"attachment-medium size-medium wp-image-2992\" alt=\"Qu\u00e9 es subrogar una hipoteca: descubre c\u00f3mo cambiar tu hipoteca de banco o titular, ahorrar intereses, reducir cuota y cu\u00e1ndo conviene hacerlo paso a paso.\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2026\/01\/que-es-subrogar-una-hipoteca-300x200.jpg 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2026\/01\/que-es-subrogar-una-hipoteca-768x512.jpg 768w, https:\/\/joseselles.com\/wp-content\/uploads\/2026\/01\/que-es-subrogar-una-hipoteca.jpg 900w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/joseselles.com\/en\/what-is-mortgage-subrogation-complete-guide\/\" >\n\t\t\t\tWhat is Mortgage Subrogation? Complete Guide\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2933 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categorizar\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/joseselles.com\/en\/what-does-a-mortgage-advisor-do-and-why-do-you-need-one\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2025\/11\/que-hace-un-asesor-hipotecario-y-por-que-necesitas-uno-300x169.jpg\" class=\"attachment-medium size-medium wp-image-2925\" alt=\"\u00bfQuieres saber qu\u00e9 hace un asesor hipotecario y por qu\u00e9 necesitas uno? En este art\u00edculo te lo contamos.\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2025\/11\/que-hace-un-asesor-hipotecario-y-por-que-necesitas-uno-300x169.jpg 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/11\/que-hace-un-asesor-hipotecario-y-por-que-necesitas-uno-1024x575.jpg 1024w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/11\/que-hace-un-asesor-hipotecario-y-por-que-necesitas-uno-768x431.jpg 768w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/11\/que-hace-un-asesor-hipotecario-y-por-que-necesitas-uno-1536x863.jpg 1536w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/11\/que-hace-un-asesor-hipotecario-y-por-que-necesitas-uno.jpg 1919w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/joseselles.com\/en\/what-does-a-mortgage-advisor-do-and-why-do-you-need-one\/\" >\n\t\t\t\tWhat Does a Mortgage Advisor Do and Why Do You Need One?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2782 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categorizar\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/joseselles.com\/en\/whats-wrong-with-reverse-mortgages-complete-professional-guide-2025\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"201\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2025\/07\/Que-es-lo-malo-de-la-hipoteca-inversa-300x201.jpg\" class=\"attachment-medium size-medium wp-image-2788\" alt=\"\u00bfSabes realmente qu\u00e9 es lo malo de la hipoteca inversa? Te contamos riesgos ocultos, alternativas y consejos expertos para proteger tu patrimonio familiar.\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2025\/07\/Que-es-lo-malo-de-la-hipoteca-inversa-300x201.jpg 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/07\/Que-es-lo-malo-de-la-hipoteca-inversa-1024x685.jpg 1024w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/07\/Que-es-lo-malo-de-la-hipoteca-inversa-768x514.jpg 768w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/07\/Que-es-lo-malo-de-la-hipoteca-inversa.jpg 1240w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/joseselles.com\/en\/whats-wrong-with-reverse-mortgages-complete-professional-guide-2025\/\" >\n\t\t\t\tWhat&#8217;s Wrong with Reverse Mortgages: Complete Professional Guide 2025\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2747 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categorizar\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/joseselles.com\/en\/is-mortgage-life-insurance-mandatory\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"201\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2025\/06\/es-obligatorio-el-seguro-de-vida-de-la-hipoteca-300x201.jpg\" class=\"attachment-medium size-medium wp-image-2686\" alt=\"\u00bfEs obligatorio el seguro de vida de la hipoteca? Descubre qu\u00e9 dice la Ley 5\/2019 sobre tus derechos. Decide de forma informada.\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2025\/06\/es-obligatorio-el-seguro-de-vida-de-la-hipoteca-300x201.jpg 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/06\/es-obligatorio-el-seguro-de-vida-de-la-hipoteca-1024x685.jpg 1024w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/06\/es-obligatorio-el-seguro-de-vida-de-la-hipoteca-768x514.jpg 768w, https:\/\/joseselles.com\/wp-content\/uploads\/2025\/06\/es-obligatorio-el-seguro-de-vida-de-la-hipoteca.jpg 1240w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/joseselles.com\/en\/is-mortgage-life-insurance-mandatory\/\" >\n\t\t\t\tIs Mortgage Life Insurance Mandatory?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-2626 post type-post status-publish format-standard has-post-thumbnail hentry category-sin-categorizar\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/joseselles.com\/en\/we-sponsored-the-running-wine-fest-2025-2\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"201\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/12\/asistimos-a-los-premios-cope-mallorca-2024-300x201.jpg\" class=\"attachment-medium size-medium wp-image-2634\" alt=\"Descubre c\u00f3mo fue nuestra experiencia en los Premios COPE Mallorca 2024 y conoce a los premiados de esta edici\u00f3n. Todos los detalles.\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/12\/asistimos-a-los-premios-cope-mallorca-2024-300x201.jpg 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/12\/asistimos-a-los-premios-cope-mallorca-2024-1024x685.jpg 1024w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/12\/asistimos-a-los-premios-cope-mallorca-2024-768x514.jpg 768w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/12\/asistimos-a-los-premios-cope-mallorca-2024.jpg 1240w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/joseselles.com\/en\/we-sponsored-the-running-wine-fest-2025-2\/\" >\n\t\t\t\tWe were present at the COPE Mallorca 2024 Awards: A real Luxury\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f0a6602 e-con-full e-flex e-con e-parent\" data-id=\"5f0a6602\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4033aa1a elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4033aa1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>WITH WHOM WE WORK<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b99b9b3 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1b99b9b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We only work with profitable and reliable companies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-86899ea e-flex e-con-boxed e-con e-child\" data-id=\"86899ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-074029c e-grid e-con-boxed e-con e-child\" data-id=\"074029c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04da5eb elementor-widget elementor-widget-image\" data-id=\"04da5eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/AXA-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-1910\" alt=\"\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/AXA-150x150.png 150w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/AXA.png 225w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73ddd65 elementor-widget elementor-widget-image\" data-id=\"73ddd65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"35\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/images-300x35.png\" class=\"attachment-medium size-medium wp-image-1918\" alt=\"\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/images-300x35.png 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/images.png 600w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-657d977 elementor-widget elementor-widget-image\" data-id=\"657d977\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"77\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/download-1-300x77.png\" class=\"attachment-medium size-medium wp-image-1914\" alt=\"\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/download-1-300x77.png 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/download-1.png 442w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa9872f e-grid e-con-boxed e-con e-child\" data-id=\"aa9872f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7139e87 elementor-widget elementor-widget-image\" data-id=\"7139e87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"150\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/Mapfre_logo.svg-300x150.png\" class=\"attachment-medium size-medium wp-image-1916\" alt=\"\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/Mapfre_logo.svg-300x150.png 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/Mapfre_logo.svg-1024x512.png 1024w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/Mapfre_logo.svg-768x384.png 768w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/Mapfre_logo.svg.png 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3b7cf1 elementor-widget elementor-widget-image\" data-id=\"d3b7cf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"293\" height=\"172\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/06\/download-2.png\" class=\"attachment-medium size-medium wp-image-1912\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2467766 elementor-widget elementor-widget-image\" data-id=\"2467766\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"239\" src=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/09\/Captura-de-Pantalla-2024-09-11-a-las-15.14.08-300x239.png\" class=\"attachment-medium size-medium wp-image-1968\" alt=\"\" srcset=\"https:\/\/joseselles.com\/wp-content\/uploads\/2024\/09\/Captura-de-Pantalla-2024-09-11-a-las-15.14.08-300x239.png 300w, https:\/\/joseselles.com\/wp-content\/uploads\/2024\/09\/Captura-de-Pantalla-2024-09-11-a-las-15.14.08.png 487w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-693210af e-con-full e-flex e-con e-parent\" data-id=\"693210af\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1033b4fb elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1033b4fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We offer customized solutions to achieve financial goals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61d503ce elementor-invisible elementor-widget elementor-widget-button\" data-id=\"61d503ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6MTk5MSwidG9nZ2xlIjpmYWxzZX0%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">I WANT TO MAKE AN APPOINTMENT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-323f24c0 e-con-full e-flex e-con e-parent\" data-id=\"323f24c0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-693f69c6 e-con-full e-flex e-con e-child\" data-id=\"693f69c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66b39f5d elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"66b39f5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>TESTIMONIALS<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3814aa81 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3814aa81\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What our customers say<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cf8004f elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2cf8004f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We work with a client portfolio of individuals, freelancers and companies.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2890442 elementor-align-left elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-button\" data-id=\"2890442\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6MTk5MSwidG9nZ2xlIjpmYWxzZX0%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Make an appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a057089 e-con-full e-flex e-con e-parent\" data-id=\"3a057089\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-47bca455 e-con-full e-flex e-con e-child\" data-id=\"47bca455\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9a0a82 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"e9a0a82\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>MAKE AN APPOINTMENT WITHOUT OBLIGATION<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42c817cf elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"42c817cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Choose day and time<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2df51b2a elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2df51b2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>I offer you a no-obligation appointment to analyze your economy and help you achieve your goals.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e576331 e-flex e-con-boxed e-con e-child\" data-id=\"4e576331\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f85cc1d elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"f85cc1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- Principio del widget integrado de Calendly -->\n<div class=\"calendly-inline-widget\" data-url=\"https:\/\/calendly.com\/josep-selles-ovb\/45min\" style=\"min-width:320px;height:700px;\"><\/div>\n<script type=\"text\/javascript\" src=\"https:\/\/assets.calendly.com\/assets\/external\/widget.js\" async=\"\"><\/script>\n<!-- Final del widget integrado de Calendly -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6973f63f e-con-full e-flex e-con e-parent\" data-id=\"6973f63f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42a7f984 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"42a7f984\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>FAQs<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5920ab elementor-widget elementor-widget-text-editor\" data-id=\"e5920ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span style=\"color: #000000;\">What services does a financial advisor offer?<\/span><\/h2>\n<p><b><br><\/b>We offer in a close, simple and clear way a wide variety of personalized services, among others:<br>&#8211; Financial Planning: creation and growth of wealth<br>&#8211; Retirement Planning<br>&#8211; Study and shortening of mortgage<br>&#8211; Investment Management<br>&#8211; Tax Planning<br>&#8211; Wealth Protection<\/p>\n<p><\/p>\n<h2><span style=\"color: #000000;\">What information do I need to bring to our first meeting?<\/span><\/h2>\n<div><span style=\"color: #000000;\">&nbsp;<\/span><\/div>\n<p>As this is a purely informative first contact, we recommend our clients to have information about their income, expenses, assets, liabilities, current investments, insurance policies and any other relevant financial documents. This will help us to better understand your financial situation and objectives.<\/p>\n<p><\/p>\n<h2><span style=\"color: #000000;\">How can I know if a financial advisor is trustworthy?<\/span><\/h2>\n<div><span style=\"color: #000000;\">&nbsp;<\/span><\/div>\n<p>We recommend you to use professionals with official certifications, such as the CAF (Certified Financial Advisor) or CFP (Certified Financial Planner). You can also check on the website of the National Securities and Markets Commission (CNMV) which institutions are official&nbsp;and the Directorate General of Insurance and Pension Funds (DGSFP).<\/p>\n<p><\/p>\n<h2><span style=\"color: #000000;\">What kind of return on investment can I expect?<\/span><\/h2>\n<div><span style=\"color: #000000;\">&nbsp;<\/span><\/div>\n<p>The outcome of savings or the return on an investment depends on many factors, including your risk tolerance, the time horizon or the conditions of the global economy. We cannot guarantee specific performance, but regular monitoring allows us to minimize any setbacks.<\/p>\n<p><\/p>\n<h2><span style=\"color: #000000;\">How will a financial plan be developed for me?<\/span><\/h2>\n<div><span style=\"color: #000000;\">&nbsp;<\/span><\/div>\n<p>We design a financial plan based on your objectives, current situation, time horizon and risk tolerance. This includes assessing your income, expenses, assets and liabilities, and creating a customized strategy to achieve your goals.<\/p>\n<p><\/p>\n<h2><span style=\"color: #000000;\">How often will we review my financial plan?<\/span><\/h2>\n<div><span style=\"color: #000000;\">&nbsp;<\/span><\/div>\n<p>We review your financial plan on a regular basis, usually annually or semi-annually, or when there are significant changes in your financial situation or in the market. We are also available for any consultation or meeting you may request at any time of the year.<\/p>\n<p><\/p>\n<h2><span style=\"color: #000000;\">What happens if my circumstances change?<\/span><\/h2>\n<div><span style=\"color: #000000;\">&nbsp;<\/span><\/div>\n<p>We work with flexible and customized planning and strategies, which allows us to adjust your financial plan to your new situation.<\/p>\n<p><\/p>\n<h2><span style=\"color: #000000;\">What type of clients do we work with?<\/span><\/h2>\n<div><span style=\"color: #000000;\">&nbsp;<\/span><\/div>\n<p>We work with a wide range of clients, from individuals and families to companies and homeowners&#8217; associations. We specialize in helping those seeking comprehensive wealth management, retirement planning and personalized investment strategies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2883fda e-flex e-con-boxed e-con e-parent\" data-id=\"2883fda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b07b053 elementor-hidden-desktop elementor-widget elementor-widget-html\" data-id=\"b07b053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- Add the code below inside the <body> tags of your HTML page -->\n<script>\nwindow.VIDEOASK_EMBED_CONFIG = {\n  \"kind\": \"widget\",\n  \"url\": \"https:\/\/www.videoask.com\/fhvfa49bt\",\n  \"options\": {\n    \"widgetType\": \"VideoThumbnailExtraLarge\",\n    \"text\": \"\",\n    \"backgroundColor\": \"#000000\",\n    \"position\": \"bottom-right\",\n    \"dismissible\": false,\n    \"videoPosition\": \"center center\"\n  }\n}\n<\/script>\n<script src=\"https:\/\/www.videoask.com\/embed\/embed.js\"><\/script>\n<!-- Important!!! In order to allow your videoask to open up on the same page when interacting with the widget, your website must use the secure https:\/\/ protocol (i.e have an SSL certificate). Otherwise, when clicking the widget, a new tab will be automatically opened in the browser. -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>OVB Financial Consultant in Palma We help you to organize and make your savings and assets profitable. Request a free informational meeting to see how<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_joinchat":[],"footnotes":""},"class_list":["post-2030","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/pages\/2030","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/comments?post=2030"}],"version-history":[{"count":4,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/pages\/2030\/revisions"}],"predecessor-version":[{"id":2256,"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/pages\/2030\/revisions\/2256"}],"wp:attachment":[{"href":"https:\/\/joseselles.com\/en\/wp-json\/wp\/v2\/media?parent=2030"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}